Charlotte NC
inquiries@carolinas-family-insurance.com
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Charlotte NC
inquiries@carolinas-family-insurance.com
704 966-9486
Faqs
FAQ's
Frequently Asked Questions About Our Services and Insurance Options
01. What types of insurance do you offer?
We offer health insurance, life insurance, and long-term care insurance tailored to your needs.
02. Are there any age restrictions for applying?
There are no strict age restrictions, but younger applicants often enjoy lower premiums.
03. What is long-term care insurance?
Long-term care insurance covers the costs of care for individuals with chronic illnesses or disabilities.
04. What does health insurance typically cover?
Health insurance usually covers doctor visits, hospital stays, preventive care, and prescription medications.
05. Will my premiums increase over time?
Premiums may increase as you age or due to policy adjustments. It’s essential to review your policy regularly.
06. How does long-term care insurance work with Medicare?
Long-term care insurance can help cover costs that Medicare does not, providing additional financial protection.
07. Can family members get discounts?
We may offer discounts for multiple family members purchasing policies together. Inquire for more information.
08. What should I do if I have a pre-existing condition?
Coverage for pre-existing conditions varies by policy; consult with us for details about your specific situation.
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